 |
|
American Express Green Card |
|
| Type |
| Validity |
Global |
| Network |
American Express |
 |
Eligibility |
| Income eligibility (Rs/pa) |
| Public/PSU |
100,000 |
| Self employed |
100,000 |
| Salaried |
100,000 |
| Age (yrs) |
21 |
 |
Fees (Rs) |
| Joining fee |
0 |
| Annual fee |
995 |
| Add-on card fee |
495 |
| Photo card fee |
0 |
 |
Credit |
| Credit period (days) |
51 |
| Credit charge (%) |
2.39 |
| Min. Payment (%) |
5 |
 |
Acceptance |
| ATMs in India |
0 |
| ATMs globally |
0 |
| Establishments |
0 |
| Designated branches |
0 |
 |
Cash advances |
| Cash advance charges |
Service fee of 2.5% (min. Rs 75)
Interest at 2.39% pm calculated on daily basis from withdrawal date |
| Cash advance limit |
20% of the credit limit upto Rs 8,000 pm |
 |
Other charges |
| Late payment charges |
3.5% of the minimum amount due or Rs 100 which ever is higher |
| Lost card liability (Rs) |
| Before reporting |
Rs 1,000 |
| After reporting |
None |
| Service charges (%) |
2.5 |
| Card replacement (Rs) |
0 |
 |
Insurance |
| Air accident (Rs) |
1,000,000 |
| General accident (Rs) |
200,000 |
| Add-on card cover (Rs) |
0 |
| Baggage cover (Rs) |
0 |
| Purchase protection (Rs) |
50,000 |
Credit shield (Rs)
|
0 |
 |