1)4 packages offered : Economy Pack, Protect Pack, Health Pack and Total Pack.

2) The flexibility of excluding and subsequently including the benefit combination of Accidental Death Benefit, Accidental Permanent Total/Partial Disability Benefit, Waiver of Premium Benefit at each policy anniversary OR

Of excluding (once excluded, cannot be included subsequently) the following benefit combination at each policy anniversary : Critical Illness Benefit, Hospital Cash Benefit.

3)In-built benefits - Accidental Death Benefit, Accidental Permanent Total/Partial Disability Benefit, Waiver of Premium Benefit(in case of accidental permanent total disability), Critical Illness Benefit and Hospital Cash Benefit.