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  Interest rates on bank fixed deposits (rates are in rupees per year per hundred)
Below One Year
   
   Foreign Banks   Indian Banks     
   Public Sector   Private Sector 
   
One Year to Five years
   
   Foreign Banks   Indian Banks     
   Private Sector   Public Sector 
 
 
  Below One Year (Foreign Banks )

 BANK NAME / DURATION

 15-29 days 30-45 days 46-60 days 61-90 days 91-120 days 120-179 days 180-270 days 271-364 days
 Standard Charted Bank
3.50

3.75 3.75 4.00 4.25 4.25 4.50 4.50
 State Bank of Mauritius
4.25

4.50 4.50 4.50 4.75 4.75 5.00 5.00
 The HongKong & Shanghai Bank
3.25

3.25 3.25 3.60 5.00 5.00 5.00 4.50
 
 
  Indian Banks - Public Sector

BANK NAME / DURATION

 15-29 days 30-45 days 46-60 days 61-90 days 91-120 days 120-179 days 180-270 days 271-364 days
Allahabad Bank
4.50

 4.50 5.25 5.25 5.50 5.50 6.00 6.00
Andhra Bank
4.75

 4.75 5.00 5.00 5.25 5.25 5.60 5.60
Bank of Baroda
4.25

 4.25 4.50 4.50 4.75 4.75 5.00 5.00
Bank of India
4.00

 4.00 4.50 4.50 4.75 4.75 5.00 5.00
Bank of Maharashtra
3.50

 3.75 4.75 4.75 5.00 5.00 5.50 5.50
Canara Bank
4.25

 4.25 4.50 4.50 4.75 4.75 5.00 5.00
Central Bank of India
4.50

 4.50 4.75 4.75 5.25 5.25 5.75 5.75
Corporation Bank
4.25

 4.25 4.50 4.50 4.75 4.75 5.00 5.00
Dena Bank
4.25

 4.25 5.25 5.25 5.50 5.50 5.25 5.25
Indian Bank
4.50

 4.75 5.00 5.00 5.25 5.25 5.60 5.60
Indian Overseas Bank
4.75

 4.75 4.75 4.75 5.25 5.25 5.25 5.75
Oriental Bank of Commerce
4.00

 4.25 4.50 4.50 4.75 4.75 5.25 5.25
Punjab & Sind Bank
4.25

 4.25 4.75 4.75 5.00 5.00 5.25 5.25
Punjab National Bank
4.25

 4.25 4.75 4.75 5.00 5.00 5.25 5.25
State Bank of Bikaner & Jaipur
4.50

 4.50 4.50 4.50 4.75 4.75 5.25 5.25
State Bank of India
4.00

 4.00 4.50 4.50 4.50 4.50 5.00 5.00
State Bank of Mysore
4.25

 4.25 4.75 4.75 5.00 5.00 5.25 5.25
State Bank of Patiala
4.00

 4.00 4.50 4.50 4.50 4.50 5.25 5.25
State Bank of Saurashtra
4.00

 4.00 4.50 4.50 4.75 4.75 5.00 5.00
State Bank of Travancore
4.00

 4.00 4.50 4.50 4.75 4.75 5.50 5.50
Syndicate Bank
4.25

 4.25 4.75 4.75 4.75 4.75 5.00 5.00
UCO Bank
4.25

 4.50 5.00 5.00 5.25 5.25 5.75 5.75
Union Bank of India
4.25

 4.25 4.50 4.50 4.75 4.75 5.00 5.00
United Bank of India
4.25

 4.50 5.00 5.00 5.50 5.50 5.75 5.75
Vijaya Bank
4.25

 4.25 5.00 5.00 5.00 5.00 5.50 5.50
 
 
  Indian Banks - Private Sector

BANK NAME / DURATION

 15-29 days 30-45 days 46-60 days 61-90 days 91-120 days 120-179 days 180-270 days 271-364 days
Bank of Punjab
4.00

 4.00 4.50 4.50 4.75 4.75 5.00 5.25
Bharat Overseas Bank
4.50

 4.50 4.50 4.50 4.75 4.75 5.00 5.25
Centurion Bank
4.25

 4.50 4.75 4.75 5.50 5.50 5.75 5.75
City Union Bank
4.50

 4.50 5.50 5.50 5.50 5.75 6.00 6.00
Development Credit Bank
4.00

 4.25 5.00 5.00 5.50 5.50 6.00 6.00
HDFC Bank
3.75

 4.00 4.25 4.50 4.75 4.75 5.00 5.00
ICICI Bank
3.00

 3.00 3.25 3.50 4.50 4.50 5.00 5.00
IDBI Bank
4.00

 4.00 4.50 4.50 5.00 5.00 5.55 5.55
IndusInd Bank
4.50

 4.75 4.75 5.00 5.25 5.25 5.40 5.50
ING Vysya Bank
4.00

 4.00 4.25 4.25 4.70 4.70 5.10 5.25
Karnataka Bank
4.50

 4.50 5.50 5.50 6.00 6.00 6.25 6.25
Lord Krishna Bank
4.50

 5.25 6.00 6.00 6.00 6.00 6.25 6.25
Tamilnadu Mercantile Bank
4.50

 4.50 5.50 5.50 5.75 5.75 6.00 6.00
The Bank of Rajasthan Ltd
4.50

 4.50 4.75 5.00 5.25 5.25 5.50 5.50
The Catholic Syrian Bank
4.75

 5.00 5.50 5.50 5.75 5.75 6.25 6.25
The Dhanalakshmi Bank
4.25

 4.25 5.50 5.50 5.50 5.50 6.25 6.25
The Federal Bank
4.25

 5.00 5.50 5.50 5.60 5.60 6.25 6.25
The J & K Bank
4.25

 4.25 4.75 4.75 5.00 5.00 5.25 5.25
The Karur Vysya Bank
4.25

 4.50 5.00 5.00 5.25 5.25 5.50 5.50
The Lakshmi Vilas Bank
4.00

 4.25 4.50 4.50 5.25 5.25 5.50 5.75
The South Indian Bank
4.75

 4.75 5.50 5.50 5.60 5.60 6.25 6.25
The United Western Bank
4.00

 5.50 5.50 6.00 6.00 6.00 6.00 6.00
UTI Bank
4.30

 4.30 4.80 4.80 5.25 5.25 5.80 5.80
 
 
  ONE year - FIVE years Foreign Banks

BANK NAME / DURATION

 1 year < 2 years 2 years < 3 years 3 years < 5 years
Standard Charted Bank
4.75

 5.00 5.25
State Bank of Mauritius
5.00

 5.00 5.00
The HongKong & Shanghai
4.00

 4.75 4.75
 
 
  Indian Banks - Public Sector

BANK NAME / DURATION

 1 year < 2 years 2 years < 3 years 3 years < 5 years
Allahabad Bank
6.50

 6.50 6.50
Andhra Bank
5.75

 5.75 5.75
Bank of Baroda
5.25

 5.50 5.75
Bank of India
5.25

 5.50 5.75
Bank of Maharashtra
5.75

 6.00 6.00
Canara Bank
5.25

 5.50 5.75
Central Bank of India
6.00

 6.00 5.75
Corporation Bank
5.25

 5.50 6.00
Dena Bank
5.25

 5.55 5.50
Indian Bank
5.75

 5.75 6.10
Indian Overseas Bank
6.00

 6.00 6.00
Oriental Bank of Commerce
5.50

 5.50 5.75
Punjab & Sind Bank
5.50

 5.75 5.75
Punjab National Bank
5.50

 5.75 5.75
State Bank of Bikaner & Jaipur
5.50

 5.50 6.00
State Bank of India
5.50

 5.50 5.75
State Bank of Mysore
5.50

 5.75 6.00
State Bank of Patiala
5.50

 5.50 6.00
State Bank of Saurashtra
5.25

 5.50 5.50
State Bank of Travancore
5.50

 5.50 6.00
Syndicate Bank
5.50

 5.50 5.75
UCO Bank
6.00

 6.00 6.00
Union Bank of India
5.25

 5.50 5.75
United Bank of India
6.00

 6.00 6.00
Vijaya Bank
5.75

 5.75 6.00
 
 
  Indian Banks - Private Sector

BANK NAME / DURATION

 1 year < 2 years 2 years < 3 years 3 years < 5 years
Bank of Punjab
5.50

 5.75 6.00
Bharat Overseas Bank
5.75

 5.75 6.00
Centurion Bank
6.25

 6.25 6.25
City Union Bank
6.50

 6.50 6.75
Development Credit Bank
6.25

 6.50 6.25
HDFC Bank
5.50

 5.50 5.75
ICICI Bank
5.50

 5.50 5.75
IDBI Bank
5.80

 5.80 6.00
IndusInd Bank
5.75

 6.00 6.00
ING Vysya Bank
5.75

 5.75 6.00
Karnataka Bank
6.50

 6.50 6.50
Lord Krishna Bank
6.50

 6.50 6.50
Tamilnad Mercantile Bank
7.00

 7.00 6.75
The Bank of Rajasthan Ltd
5.75

 5.75 6.00
The Catholic Syrian Bank
6.25

 6.25 6.75
The Dhanalakshmi Bank
6.25

 6.25 6.50
The Federal Bank
6.50

 6.50 6.75
The J & K Bank
5.50

 5.50 6.25
The Karur Vysya Bank
6.50

 6.50 6.25
The Lakshmi Vilas Bank
6.75

 6.75 6.75
The South Indian Bank
6.25

 6.25 6.75
The United Western Bank
6.00

 6.25 7.50
UTI Bank
6.00

 6.00 6.00
 
 National Savings Rates
 Type
Rate
Yield
 3 Mo CD
1.89%
1.91%
 6 Mo CD
2.38%
2.41%
 1 Yr CD
2.88%
2.92%
 2 Yr CD
3.20%
3.25%
 2.5 Yr CD
3.06%
3.10%
 3 Yr CD
3.49%
3.55%
 5 Yr CD
3.96%
4.03%
 
Rates by Institution
 Institution
Type
Compound Method
Rate
Yield
 Advanta Bank Corp.
 800-788-2632
3 mo CD
Daily
 1.98% 2.00%
6 mo CD
Daily
 2.23% 2.25%
1 yr CD
Daily
 3.39% 3.45%
2 yr CD
Daily
 3.73% 3.80%
5 yr CD
Daily
 4.26% 4.35%
 Countrywide Bank
 800-479-4221
3 mo CD
Daily
 2.27% 2.30%
6 mo CD
Daily
 2.57% 2.60%
1 yr CD
Daily
 3.45% 3.51%
2 yr CD
Daily
 3.79% 3.86%
5 yr CD
Daily
 4.31% 4.40%
 ING DIRECT
 877-469-0232
1 yr CD
Simple
 3.00% 3.00%
2 yr CD
Simple
 3.50% 3.50%
5 yr CD
Simple
 4.10% 4.10%
 MBNA America Bank
 800-900-6693
6 mo CD
Daily
 2.77% 2.80%
1 yr CD
Daily
 3.16% 3.21%
2 yr CD
Daily
 3.40% 3.45%
5 yr CD
Daily
 4.12% 4.20%
 MetLife Bank, NA
 866-226-5638
3 mo CD
Daily
 1.00% 1.00%
6 mo CD
Daily
 1.14% 1.15%
1 yr CD
Daily
 3.25% 3.30%
2 yr CD
Daily
 3.44% 3.50%
5 yr CD
Daily
 4.16% 4.25%
 
     
(Source :: moneycontrol.com, indiainfo.com, icicibank, yahoo finance)
 
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