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BIRLA SUN LIFE - Flexi Save Plus Endowment
Plan Highlights
| Key Feature |
This offers you the dual benefit of insurance cover as well as an investment opportunity by investing a part of the premium that you pay regularly in an 'Investment Fund', which will provide market linked returns.
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| Best Suited For |
People who want to maximise their savings to realise their long term goals and protect their families with an insurance policy.
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| Features |
1)The policy holder can choose from the following options :
a) Investment Fund Options with Annualised Minimum Guaranteed Lifetime Net Return Option of 6.0% p.a. (Protector), 4.5% p.a. (Builder) or 3.0% p.a. (Enhancer)
b) Automatic Premium payment
2) The minimum sum assured for minors is Rs 50,000
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Benifits
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| Maturity Benifits |
Policy Value (Investment fund plus the guaranteed holding account and additions, if any, to the non guaranteed holding account) is paid to the policy holder |
| Survival Benefits |
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Death Benefits (Natural)
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Face amount in addition to the policy value is paid to the nominee.
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Death Benefits
(Accidentals) |
Face amount in addition to the policy value is paid to the nominee and the face amount of the Accidental Death and Dismemberment Rider, if opted for. |
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| Other Benefits |
Guaranteed- 6.0% p.a. (Protector), 4.5% p.a. (Builder) or 3.0% p.a. (Enhancer) depending upon the Investment option.
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Policy Features
| Type |
Endowment Policy |
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| House Loan |
Yes |
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| General Loan |
Yes |
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| Premium Paying options |
Yearly, Half-Yearly, Quarterly, Single Premium |
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| Period of Life Insurance |
5,10,15,20,25,30 years or till the age of 60, 65, 70, 80 |
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