Citibank Gold Card


Type
Validity
Global
Network
Master / Visa

Eligibility
Income eligibility (Rs/pa)
  • Public/PSU
    		•
    156,000
  • Self employed
    		•
    156,000
  • Salaried
    		•
    156,000
    Age (yrs)
    21

    Fees (Rs)
    Joining fee
    0
    Annual fee
    2,000
    Add-on card fee
    1,000
    Photo card fee
    0

    Credit
    Credit period (days)
    50
    Credit charge (%)
    2.5
    Min. Payment (%)
    5

    Acceptance
    ATMs in India
    58
    ATMs globally
    400,000
    Establishments
    110,000
    Designated branches
    7

    Cash advances
    Cash advance charges
    Service fee of 2.5% (min. Rs 50)
    Interest at 2.95% pm calculated on daily basis from withdrawal date
    Cash advance limit
    Rs 5,000 pm in the first year of membership and 60% of the credit limit from the second year.

    Other charges
    Late payment charges
    2.5% or Rs 50 which ever is higher.
    Lost card liability (Rs)
  • Before reporting
    		•
    Unlimited
  • After reporting
    		•
    None
    Service charges (%)
    2.5
    Card replacement (Rs)
    0

    Insurance
    Air accident (Rs)
    2,000,000
    General accident (Rs)
    1,000,000
    Add-on card cover (Rs)
    50,000
    Baggage cover (Rs)
    60,000
    Purchase protection (Rs)
    40,000
    Credit shield (Rs)
    0