KOTAK MAHINDRA - Term Plan

Plan Highlights

Benifits

Policy Features

Plan Highlights

Key Feature	It is a pure term plan for people seeking insurance protection benefits at a low cost.
Best Suited For	Individuals who want only risk cover.
Features	1) If there are more than 5 years before the benefit term ceases, the plan can be converted to any of OMKM products.(except a term product) available at that time, without providing proof of good health (other than a simple AIDS test). The Premium and Sum Assured would be subject to the conditions then applicable. 2)Riders available are Accidental Death Benefit, Permanent Disability Benefit and Critical Illness Benefit

Benifits

Maturity Benifits	Not Applicable.
Survival Benifits	Not Applicable.
Death Benifits (Natural)	Sum Assured is payable.
Death Benifits (Accidental))	The Accidental Death Benefit sum assured is paid to the nominee.
Other Benefits	Not Applicable

Policy Features

Type	Endowment Policy
House Loan	No
General Loan	No
Premium Paying options	Yearly, Half-Yearly, Quarterly
Period of Life Insurance	As long as premium paying term