SBI Card
Validity
Domestic
Network
Visa

Eligibility
Income eligibility (Rs/pa)
  • Public/PSU
    		•
    75,000
  • Self employed
    		•
    60,000
  • Salaried
    		•
    75,000
    Age (yrs)
    21

    Fees (Rs)
    Joining fee
    250
    Annual fee
    500
    Add-on card fee
    250
    Photo card fee
    0

    Credit
    Credit period (days)
    50
    Credit charge (%)
    2.25
    Min. Payment (%)
    5

    Acceptance
    ATMs in India
    0
    ATMs globally
    0
    Establishments
    100,000
    Designated branches
    100

    Cash advances
    Cash advance charges
    Service fee of 2.25% (min. Rs 50) per withdrawal
    Interest at 2.5% pm calculated on daily basis from withdraeal date
    Cash advance limit
    40% of credit limit

    Other charges
    Late payment charges
    2.25% or Rs 50 which ever is higher
    Lost card liability (Rs)
  • Before reporting
    		•
    Unlimited
  • After reporting
    		•
    Rs 1,000
    Service charges (%)
    2.5
    Card replacement (Rs)
    0

    Insurance
    Air accident (Rs)
    400,000
    General accident (Rs)
    200,000
    Add-on card cover (Rs)
    0
    Baggage cover (Rs)
    0
    Purchase protection (Rs)
    0
    Credit shield (Rs)
    0