Type |
Validity |
Global |
Network |
Visa / Master |
 |
|
Income eligibility (Rs/pa) |
|
Public/PSU
|
60,000 |
|
Self employed
|
50,000 |
|
Salaried
|
60,000 |
Age (yrs) |
21 |
|
|
Joining fee |
100 |
Annual fee |
700 |
Add-on card fee |
400 |
Photo card fee |
100 |
|
|
Credit period (days) |
50 |
Credit charge (%) |
2.5 |
Min. Payment (%) |
5 |
|
|
ATMs in India |
158 |
ATMs globally |
450,000 |
Establishments |
110,000 |
Designated branches |
22 |
|
|
Cash advance charges |
Service fee of 2.5% (min. Rs 75)
Interest at 2.95% pm calculated on daily basis from withdrawal date |
Cash advance limit |
40% of the credit limit subject to Rs 10,000 per day |
|
|
Late payment charges |
15% of the minimum due subject to a maximum of Rs 500 |
Lost card liability (Rs) |
|
Before reporting
|
Unlimited |
|
After reporting
|
Rs 1,000 |
Service charges (%) |
2.5 |
Card replacement (Rs) |
200 |
|
|
Air accident (Rs) |
400,000 |
General accident (Rs) |
250,000 |
Add-on card cover (Rs) |
250,000 |
Baggage cover (Rs) |
0 |
Purchase protection (Rs) |
0 |
Credit shield (Rs)
|
0 |
|
