StanChart Executive
 
Validity
Global
Network
Visa / Master

Eligibility
Income eligibility (Rs/pa)
  • Public/PSU
    		•
    100,000
  • Self employed
    		•
    75,000
  • Salaried
    		•
    100,000
    Age (yrs)
    21

    Fees (Rs)
    Joining fee
    400
    Annual fee
    1,100
    Add-on card fee
    575
    Photo card fee
    100

    Credit
    Credit period (days)
    50
    Credit charge (%)
    2.5
    Min. Payment (%)
    5

    Acceptance
    ATMs in India
    158
    ATMs globally
    450,000
    Establishments
    110,000
    Designated branches
    22

    Cash advances
    Cash advance charges
    Service fee of 2.5% (min. Rs 75)
    >Interest at 2.95% pm calculated on daily basis from withdrawal date
    Cash advance limit
    40% of the card limit subject to Rs 10,000 per day

    Other charges
    Late payment charges
    15% of the minimum amount due subject to a maximum of Rs 500
    Lost card liability (Rs)
  • Before reporting
    		•
    Unlimited
  • After reporting
    		•
    Rs 1,000
    Service charges (%)
    2.5
    Card replacement (Rs)
    200

    Insurance
    Air accident (Rs)
    800,000
    General accident (Rs)
    400,000
    Add-on card cover (Rs)
    250,000
    Baggage cover (Rs)
    0
    Purchase protection (Rs)
    0
    Credit shield (Rs)
    0