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ING VYSYA - Fulfilling Life Anticipated Whole
Life- 24 years
Plan Highlights
| Key Feature |
This is plan provides a whole life cover along with periodic returns.The Sum Assured and the bonus is payable to the nominee upon the death of the policyholder. Although the premium is paid for a limited term, the risk coverage is upto 85 years of age.
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| Best Suited For |
People seeking life cover alongwith periodic returns. |
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| Features |
1)The plan covers the whole life and provides periodic returns at fixed intervals.
2)The premium payment is for a limited term but risk coverage is available upto an age of 85 years.
3)The beneficiaries get 100% of the sum assured along with the reversionary bonus in the event of death of the policy holder during the plan term.
4)On survival till 85 years of age, the policy holder effectively receives 200% of the assured sum including the money paid back during the premium term.
5)Riders available: Accidental Death Benefit, The Accidental Death, Disability and Dismemberment Benefit, Waiver of Premiums Benefit and Term Benefit. |
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Benifits
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| Maturity Benifits |
Full sum assured plus an annual revisionary bonus, if any is paid to policyholder.
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| Survival Benifits |
20%, 20%, 20% and 40% of the sum assured in the 6th, 12th, 18th and 24th year respectively. |
| Death Benifits (Natural) |
Full sum assured plus an annual revisionary bonus, if any is paid to the nominee.
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| Death Benifits (Accidental)) |
An amount over and above the basic sum assured. |
Other Benefits
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Not Applicable |
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Policy Features
| Type |
Whole Life Policy |
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| House Loan |
Yes |
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| General Loan |
Yes |
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| Premium Paying options |
Yearly, Half-Yearly, Quarterly, Monthly |
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| Period of Life Insurance |
24 years |
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