An innovative plan where the policyholder covers the risk Major and Minor Surgery covered under specified conditions.
Best Suited For
People seeking medical insurance, returns and risk cover .
Features
1) Exclusive double/triple accident benefits
2) Survival benefits @ 2% of sum assured every two years after policy has run for three years.
3) Option to accumulate the survival benefits
4) 20% of sum assured for minor surgical procedures 5) 50% of sum assured for major surgical procedures
Benifits
Maturity
Benefits
Full sum assured plus guaranteed addition plus loyalty addition minus the survival benefits or benefits paid under the surgical procedure is paid to policy holder.
Survival
Benefits
Not Applicable.
Death
Benefits
(Natural)
Full sum assured plus guaranteed addition plus loyalty addition minus the survival benefits or benefits paid under the surgical procedure is paid to policy holder.
Death Benefits
(Accidentals)
Double the sum assured plus accrued bonus is paid to nominee.
Other Benefits
Bonus - Every year LIC will declare a certain amount per thousand of sum assured as bonus.
